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| Kotak Mahindra announced low rates of 8.49 per cent respectively for home loans. Kotak also said the special offer Home Loan Rates of 8.49 per cent can be availed for all new loans irrespective of the loan amount for 30 months. But the offer is limited till January 31, 2010. It will charge floating rates after the 30-month period, which will be decided based on the retail prime lending rate. Last week, eyeing to corner superior pie in India’s home loan market, HDFC home loan offered 8.25 per cent rate up to March 31, 2012. This offer was to counter market leader SBI’s offer of 8 per cent rate in the first year. It was the State Bank that set the sphere rolling by announcing a scheme offering 8 per cent interest rate early this year. The scheme, which was supposed to end last month, was extended till March 2010 following a huge demand from the market. SBI Home Loan Available at as low as 8 per cent upto Rs 30-lakh fixed for the first year, 8.5 per cent for second year and from the third year onward it said it would move to a floating rate. The hugely advertised 8 per cent scheme from the banking major had generated substantial interest from aspiring home-buyers across the country. Click to Know more About Kotak Mahindra Home Loan
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